If you ask me why Central Banks are increasing their scrutiny of Private Credit: "They fear that the vulnerabilities which are accumulating across interconnected lending and investment markets,...
If You Ask Me? Articles
Private Credit and AI Infrastructure: Are the Warning Signs Beginning to Converge?
An industry observer's review of the week ending October 16, 2026 The past week has produced a series of developments that deserve closer attention from lenders, investors and the credit-information...
AI Does Not Need a Brake. It Needs a Governance System.
If you ask me, the debate over slowing down artificial intelligence may be asking the wrong question. Some AI industry leaders are warning that increasingly powerful models may need to be developed...
China Is Closing the Window on Commercial Transparency
If You Ask Me… China is closing the window on commercial trust at precisely the time when everyone in commerce is looking for greater trust—in data, in relationships, and through greater...
If You Ask Me… Whatever Happened to China’s E-Commerce Revolution?
More than twenty years ago, when we established BIIA in Asia, it was impossible to discuss China's emerging information economy without talking about Alibaba. Alibaba represented something genuinely...
Autonomous AI Needs a Control Tower
IF You Ask Me: Why the Next Phase of AI Is About Governance, Not Just Technology Modern aviation became one of the safest industries in the world not because aircraft stopped failing, but because...
Financial Readiness: Is Education Keeping Pace with the Modern Financial System?
A recent Bloomberg commentary by Allison Schrager raised an important question that deserves the attention of the entire financial services community. "Financial illiteracy, she observed, cuts...
Cyber Security’s Future Depends on People, Not Technology
A recent article published by Cyber Security Intelligence carried a headline that immediately caught my attention: "Cyber Security: Rising Threats Demand a Cyber-First Culture." Meaning People -...
250 Years of America’s Information Infrastructure: From the Constitutional Census to the Infrastructure of Trust
We are celebrating America’s Public Information Infrastructure - A Reflection on the 250th Anniversary of the United States - When Americans celebrate the nation's 250th anniversary, they naturally...








