A recent Bloomberg commentary by Allison Schrager raised an important question that deserves the attention of the entire financial services community. "Financial illiteracy, she observed, cuts...
If You Ask Me? Articles
Cyber Security’s Future Depends on People, Not Technology
A recent article published by Cyber Security Intelligence carried a headline that immediately caught my attention: "Cyber Security: Rising Threats Demand a Cyber-First Culture." Meaning People -...
250 Years of America’s Information Infrastructure: From the Constitutional Census to the Infrastructure of Trust
We are celebrating America’s Public Information Infrastructure - A Reflection on the 250th Anniversary of the United States - When Americans celebrate the nation's 250th anniversary, they naturally...
China’s New Economic Defence Architecture: Information Sovereignty and the Fragmentation of Global Transparency
A recent article by Freshfields titled "China’s new 2026 Supply Chain Security and Counter-Extraterritoriality Rules: What Companies Need to Know and how to React", and published by BIIA on June...
Private Credit: From Growth Story to Confidence Test
Approximately a year ago, the debate surrounding private credit was relatively straightforward. It appeared that the golden age of private credit would continue. But suddenly private credit was...
Artificial Intelligence (AI) as an Existential Threat or as a Survival Tool
The World News Media Congress debated impact of AI on Its Industry: "AI as an Existential Threat or AI as a Survival Tool?" The 77th World News Media Congress, which was recently held in Marseille,...
Artificial Intelligence and the Industrialization of Cybercrime
A fundamental shift is occurring in cybersecurity. Artificial intelligence is beginning to industrialize cybercrime. The objectives of cybercriminals have not changed. They still seek financial...
Artificial Intelligence Is Transforming Cyber Attack Capabilities
Artificial intelligence has become integral to contemporary cyber-attack planning and execution. Recent research demonstrates how embedded AI systems now operate across organised cyber-crime...
The Skills Gap Economy: Why Workforce Mismatch Could Become a Corporate Risk Factor
If you ask me, the latest U.S. employment figures reveal a striking economic paradox. The United States currently has roughly 7.2 million unemployed workers and nearly 6.9 million open jobs. On the...








