Is the U.S. Consumer Credit Information Market About to Change?

Is the U.S. Consumer Credit Information Market About to Change?

Something unusual is happening in the U.S. consumer credit information industry. Share prices of Fair Isaac, Equifax, TransUnion and Experian have been under pressure for some time. The pressure accelerated in September as the Federal Housing Finance Agency (FHFA)...
AI Does Not Need a Brake. It Needs a Governance System.

AI Does Not Need a Brake. It Needs a Governance System.

If you ask me, the debate over slowing down artificial intelligence may be asking the wrong question. Some AI industry leaders are warning that increasingly powerful models may need to be developed more slowly. Others argue that slowing development could sacrifice...
China Is Closing the Window on Commercial Transparency

China Is Closing the Window on Commercial Transparency

If You Ask Me… China is closing the window on commercial trust at precisely the time when everyone in commerce is looking for greater trust—in data, in relationships, and through greater transparency, cybersecurity and governance. Two recent announcements from China...