Eligible consumption loans will receive a 1 percentage point interest subsidy from Sept. 1, 2025, through Aug. 31, 2026. China launched a yearlong program to subsidize household consumer loans, part...
Trends in Credit Climate by Country Articles
Australian Credit Climate: B2B Invoice Defaults Jump in July 2025
CreditorWatch Data Shows Shifting Insolvency Landscape Insolvencies continue to track sideways at elevated levels. Please click here to see the full results and read the report. KEY INSIGHTS: ...
UK Credit Climate: 49,309 Companies on the Brink of Insolvency
Record number of companies are in critical financial distress A record number of companies are in “critical financial distress according to latest Red Flag Alert data, which shows that there are...
USA Credit Climate: Upper-income Americans are Increasingly Falling Behind on their Credit Card and Auto Loan Payments.
According to recent reports from Bloomberg, upper-income Americans are increasingly falling behind on their credit card and auto loan payments, signaling an underlying vulnerability in the US...
USA Credit Climate: Equifax National Market Pulse Data Shows U.S. Consumers Continuing to Spend, Avoiding Delinquency
Second Quarter 2025 Consumer Credit Trends Indicate Bank Card Delinquencies Continuing Downward Trend - Download as PDdF Equifax® (NYSE: EFX) has released its Market Pulse Second Quarter U.S....
USA Credit Climate: Tariff Worries Drive Credit Demand
Opinion: With consumers increasingly concerned about inflation and global trade tensions, many are turning to credit to protect their financial futures. And for credit unions, that presents a...
Credit Climate New Zealand: Company Liquidations Remain High
According to the latest CENTIX Credit Indicator Report for June 2025 Business credit demand is up 9%. However Company liquidations have increased by 27% year-on-year. Consumer credit demand has...
Syria to Reconnect to Global Economy and Financial System
Syria to reconnect to global economy and financial systems after 14 years as pariah state Country to be relinked to Swift payment system after more than a decade of sanctions, central bank chief...
United Kingdom SME Credit Climate: Lending is Up
SME lending hit £4.6bn in Q1 Lending to small businesses by high street banks hit the highest level since 2022, a sixth consecutive quarterly rise in the opening three months of 2025. UK Finance...








