Artificial intelligence has moved from experimentation to real deployment in trade credit insurance (TCI) and surety. Underwriting, portfolio monitoring, fraud detection, and even claims are all becoming – or are already in some companies – AI-enabled processes.
A recent survey of ICISA members conducted during the summer of 2025 showed that 41% of TCI respondents and 50% of Surety respondents currently use AI in different aspects of their business. Risk underwriting was by far the most significant area of use for AI among respondents, reflecting the impact that AI can have on analyzing large volumes of complex information.
Even more strikingly, 94% of TCI respondents and 92% of Surety respondents expect to see an increase in the use of AI in the next 12 months highlighting the pace of investment and development in these systems. For a sector handling vast amounts of data, the efficiency gains are real — but so are the governance responsibilities.
The article continues in more detail about the governance responsivities, in particular AI Governance in Insurance: From Compliance to Competitive Edge. To read the full store click here
Daniel de Burca Head of Policy and Regulatory Affairs ICISA
Source: ICISA
